The Central Bank of Jamacia not too long ago introduced that it could be launching its central bank digital currency (CBDC), dubbed the Jamaican Digital Trade, or Jam-Dex, in the first quarter of 2022. In accordance to the Jamaican authorities, the nationwide digital currency will assist to decrease transaction prices whereas permitting the unbanked to entry monetary providers.
It’s estimated that over 17% of Jamaicans are unbanked, however it is feared that many extra are underbanked. That is largely due to systemic monetary sector impediments. Excessive transaction prices, specifically, are an enormous limitation. Consequently, many Jamaicans consider that banks are a protect of the wealthy.
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